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I Compared My Take-Home Pay to the 50/30/20 Rule. Here’s What I Found.
5+ hour, 59+ min ago (453+ words) The 50/30/20 rule is everywhere in personal finance. 50% of take-home pay for needs, 30% for wants, 20% for savings and debt repayment. Simple, memorable, widely recommended. I decided to actually check whether my own spending matched it — and I was wrong about almost…...